Should investment gold, securities or real estate ?

Securities, real estate is now the most attractive?

There are several hundred million savings, but she and her husband at Thu Minh Hoang Cau, Dong Da (Hanoi) is still "simmering" search channel investment to the amount of their highest profits. Currently, she is very confused Minh does not know what to save money lies dormant in VND, gold, buying dollars or buy real estate investment even if this channel will not be easy with the amount above.

Now Ms. Thanh Thuy Street residence in Son Tay, Ba Dinh District (Hanoi) with capital of up to several billion. Ms. Thuy had invested in apartments on Xuan Thuy Street, Cau Giay, but now she is like "sitting on the fire" because the building is not finished with her while calculating the amount, if buying a house off from Last year, she was now in the hands grasp decent profit.

Investing in any sector, where investment is so high profitability conundrum of many investors (Investors) today.


With decent people have capital, real estate is the most attractive investment channel now. Recently, Vietnam's team has just released Report to report the real estate industry in Vietnam with the theme "real estate market in Hanoi in 2010 and six months of the elements of real estate valuation."

Of the nearly 500 sample in the Hanoi market, people buying properties for investment purposes proportion 61.9%, 38.1% bought only to serve the needs and activities family. Yes 47.7% to 61.9% of investors buying property for investment purposes are for short-term investments, surf and earn 52.3% for long term investment purposes, lease.

According to this study, mainly the capital city also is using its own capital (44%), followed by loans from friends, relatives (35%) and only 20% of the total 500 samples investors investigation that will use bank loans.

Dr. Nguyen Minh Phong, Institute for Development Economic Research - Social Hanoi: "If a few hundred million, investors can buy and rent her house prices are 2-3 million per month, equivalent savings and will wait for housing prices to sell interest. Housing for low-income people by the State sold today is not sufficient for the needs of people, so the cost a few hundred million will tend to be popular, very easy transaction. Purchase What type of hand to keep the price as well. "

TS. Feng said that the current should not invest in high-rise apartment houses because of this demand is saturated. Previously, investment in apartments which are popular but now due to low demand, high-rise apartment to rent for office prohibited. If the rental price is also very difficult for tenants to buy apartments always normal to stay.

Accordingly, TS. Style advice: "Investing in each market segment must be a lot of information and calculation of each person. When investors should buy the land where the State is planning residential areas. If purchased elsewhere, investors have high risks for businesses to jump on the large investment projects. "

Left TS. Dinh The Hien, director of Research Institute for Informatics and Applied Economics, said: Invest in property in Vietnam today also promises good profit.

Investors can buy an apartment in the East-West Highway area for 11 to 15 million dong/m2 or buy apartments in District 2 dong/m2 cost 14 million, will not be afraid to risk more and later, residents in this area will be more crowded and prices up. Although investors have developed a new project prices will certainly not be lower than that price. If investors buy high-rise apartment with thousands m2, need to ask questions and think about its cost.

At this time, according to TS. Shows, buy the stock is a good investment channel.

Mr. Dinh The Hien, said: "Clearly stocks are very attractive. My index - the index ranges from 450 to 460 points so that investors can still join. Of course, investors should purchase shares of company stock brand but deep down in recent times.

This phase should not buy shares of banks that want to buy the company's business. The company has modest capital size, brand, market, however investors should look carefully to avoid buying stocks of companies temporary. "

Should savings, investment gold surfing

Currently, the deposit rates of banks is relatively high at 11% - 11.2% per year. As the route was cut interest rates commercial banks raised: first deposit rates reduced to 11% per year, the 2nd is expected to decline further at end of month 9 / 2010 down to 10.2% - 10.5% / year.

Dr Nguyen Minh Phong, while waiting for the official bank interest rate reduction, the current solution to deposit savings banks also profit because the interest rate is the peak current.

Dr. Dinh The Hien also said: "Send money to bank interest rates are still very attractive. With interest rates 11% - 12%, if investors send large amounts of money can still collect revenue cavalier about interest rates fairly.

Thus, in addition to select Bank Deposit Solutions, are the channels of investment gold led many people to wonder. However, this time gold prices are high so the material according to experts, should not invest in gold.

He predicts Show: "From the end of this year, if the gold price increase will only increase slightly. But to remove a large amount of gold purchased today will not profit much. "

Mr. von microscope: "Before a golden floor, the same type on a 7-8 hour contract is effective but can only purchase physical gold will not profit much, not worthy of investment."

Dr. Nguyen Minh Phong, with the current high gold prices, people should keep gold as holding long-term wealth. If a price increase, the price of gold loanh only around 28 percent in to 29.5 percent in the economy because the world does not get worse. Some developed countries, it will sell gold to obtain foreign exchange brought investment.

In gold shops of Bao Tin Minh Chau (branch 347 Cau Giay, Hanoi), when the price of gold purchased and sold at 29.19 to 29.26 percent in (on 6 / 9), visitors purchase does not increase much that is still mainly go on sale.

Only understand (in Xuan Thuy, Cau Giay) to store the gold of Bao Tin Minh Chau to buy gold, but found prices up, again alone. Hieu She said she bought the week before, gold less than 29 percent in, now beyond this milestone.

Hoang Huu Dinh, head of foreign currency and gold, Cau Giay Branch of Bao Tin Minh Chau Gold, commented: Near this month, when gold prices rise, the number of tourists to the eastern part than the purchase of approximately 70%. If strabismus is the only special buy, buy a few area contributed only for storage.

According to Dinh, this week, gold prices will rise if the world at $ 1,255 per ounce, if lower at $ 1,238 per ounce. Investment in this very difficult period, can only buy surf short, short selling.

Thus, for profitable investment, investors need to understand their areas of investment. As Dr. Dinh The Hien concluded: "Investment is looking for profit and must accept the risk. Investors will be more risky not to know when to invest selectively. "

By VTC